How is deferred settlement handled for a BNPL order?

A BNPL order involves deferred settlement: the customer pays the provider over time, and the provider pays the merchant — so the money to the business doesn't arrive at the moment of the order the way a card capture does. Okommerce handles this as a deferred flow, marking the order appropriately and waiting on the provider's payout rather than treating the funds as immediately settled.…

A BNPL order involves deferred settlement: the customer pays the provider over time, and the provider pays the merchant — so the money to the business doesn't arrive at the moment of the order the way a card capture does. Okommerce handles this as a deferred flow, marking the order appropriately and waiting on the provider's payout rather than treating the funds as immediately settled. This keeps the order's financial state honest about when money actually arrives.